Deposit Accounts which are inoperative for more than 2 years having zero balance(list enclosed – click here) . Please visit Bank’s nearest Branch with KYC documents till 17.02.2026 to reactivate the dormant account, else it will be closed in case non -activation      |      Interest rate on Saving bank deposits will be revised from 2.75% to 2.65% w.e.f. 10.01.2026      |           |      ATM charges have been revised from Rs. 20 to Rs. 23 (excluding GST) w.e.f. 15.06.2025. – Nainital Bank        |      The bank always undertakes transactional / service voice calls and promotional voice calls using phone numbers ‘1600308474’ and ‘1409269311’ respectively as per the guidelines for sending commercial communication through Voice Calls by Telecom Regulatory Authority of India (TRAI) and Reserve Bank of India (RBI)      |      As per the extant guidelines of the bank, all Retail and MSME floating rate loans sanctioned prior to 01.10.2019 and are presently outstanding and linked to MCLR/ Base Rate/ BPLR, have an option to switch their credit facility to External Benchmark Linked Rate, i.e, RBI Repo linked rate. In this regard, all the eligible borrower/s of the bank may approach their base branch to exercise the option to link their credit facility to External Benchmark Linked Lending Rate.(Terms & Conditions apply.)      |      Service Charges to be revised from 01.01.2024, visit download section to view the revised charges      |      KYC UPDATION PENDING- SUBMIT KYC AT YOUR BRANCH The customers are requested to submit the KYC to the bank otherwise the account will be freezed. * Click here for list.      |      Dear Customers - For availing the benefits of Nomination Facility in your account with The Nainital Bank Limited,you are requested to visit your branch and register nomination in your account.      |