For any purpose except for financial speculation of any nature.
All individual being true owner of the gold ornaments/Jewellery/specially minted gold coins sold by the banks. The weights of specially minted gold coins should not exceed 50grams per customer.
Minimum Age: 18Years
Maximum Age: 70Years.
Rs.20.00Lakh
Product type
Repayment type
Margin
Demand Loan
Bullet Payment
35 %
Monthly/Quarterly/Half Yearly
30 %
CC
Overdraft
40 %
Credit Facility in form of Cash Credit (For Agriculture Production Purpose Only), Demand Loan & Overdraft facility.
Concessional Rate of interest to borrowers engaged in Agriculture Allied & MSME activities for loan amount upto Rs.5.00Lakhs.
Repayment period of 01 Year.
For loans upto Rs.3.00 lakhs, Assayer valuation charges will be borne by the bank
No Prepayment charges
The Nainital Bank Limited,Head Office, Seven Oaks Building, Mallital, Nainital Uttarakhand - 263001
For ATM/Other Unauthorised /fraudulent transactions related grievance: 1800 180 4031 (24*7 Support)For Queries/Suggestions/Feedback/ Grievance other than ATM (10 AM to 6 PM ) 8069840140 (Please add prefix 0 or +91 before dialling) (This facility is not available on 2nd & 4th Saturdays, all Sundays and Bank Holidays)
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