Bank's Profile :

The Nainital Bank Limited was established in the year 1922 with the objective to cater banking needs of the people of the region. In the year 1973, Reserve Bank of India directed Bank of Baroda, a premier nationalized bank, to manage the affairs of the Nainital Bank Limited.

At Present, The Bank is having 176 branches operating in five states i.e. Uttarakhand, Uttar Pradesh, Delhi, Haryana and Rajasthan

All the branches of the Bank are operating in CBS platform. Bank is also providing RTGS, NEFT, SMS Alerts, RuPay ATM cum Debit Card, NainiNet Internet Banking and Mobile Banking facilities to its customers.

The total Business of the Bank was 14118.02 Cr. as on 31.03.2026 against Rs. 13225.68 Crore as on 31.03.2025.

Total advances of the bank stood at Rs. 5494.35 Cr. as on 31.03.2026.

Total Deposits of the Bank stood at Rs. 8623.67 Cr. as on 31.03.2026.

CASA deposits of the Bank stood at Rs. 3491.04 Cr. as on 31.03.2026.

C.D. ratio of the Bank improved to 63.71% as on March’ 2026 against 60.20% as on March’ 2025.

NIM is 3.64% as on 31.03.2026 against 3.30% as on 31.03.2025.

CRAR stood at 18.96% as on March’ 2026 against 16.76% as on March’ 2025.

Operating profit of the Bank is Rs. 116.33 Cr.

Net NPA stood at 0.27% as on 31.03.2026 against 0.56% as on 31.03.2025.

Nainital Bank is a customer centric bank and provides prompt and personalized services to its customers in the latest technological environment.